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Pre-Qualification Pre-Qualification is an informal way to see how much you might be able to borrow for your new home. You can get “pre-qualified” over the phone with no paperwork by telling a lender your income, your long-term debts, and…

To help you gather the documentation needed for your loan pre-approval or approval, please use the following checklist: General: Pay stubs for the last 30 days Lender names, addresses, account numbers, balances and monthly payments for all current loans Estimated…